You should want to be able to trust your dentist as you trust your electrician. Most people do not know how to evaluate the diagnosis. Most dentists are ethical. However, you have to keep in mind that honesty is not guaranteed by the degrees plastered on the walls of the dental clinic. Many patients are victims of scams every year. If you have one of the best dental plans, you could be protected.
Most of the scams include a worthless diagnosis that the patients do not really need, and your dentist putting a claim to phantom treatments that never existed. These can mean a lot of dollars going into your dentist’s accounts.
If you don’t have one of the best dental plans, you may spend plenty of out-of-pocket costs for services that you don’t really need.
Upcoding – This is a term for inflated claims in the insurance industry. Many dentists charged the insurance providers for a more expensive one that what is actually performed. They might say that a patient did undergo dental fillings when they only performed a basic cleaning procedure. You have to make sure that the bill shows the actual procedures performed. Did you really have teeth cleaning, root canal, and x-rays performed in just one visit? Are you sure you have one of the best dental plans to protect you?
Multiple Claims - The best dental plans that are available in the market will be able to check for multiple claims. Some of the dentists may exaggerate their procedures. They might break down the root canal procedure into cleanings, x-rays, and surgery when it should just be rolled into one. If you have too many claims submitted within one year, you might be responsible for increasing your premiums. You may be forced to pay a non-existent procedure through your credit card or checking account if your dental provider commits fraud.
Removing Amalgams – You might have a silver filling in your teeth. You might hear your dentist saying that you need to remove the amalgam since they can lead to health problems. You nodded and paid an out-of-pocket cost without full coverage dental insurance since you believe your dentist and you trust him with your whole mouth. However, there’s new that says FDA stated that there’s no connection between health problems and tooth fillings. The potential risk lies in removing the amalgam. The drilling process might take up some healthy tooth that can crack.
Bogus Procedures that your Dentist has Made up – Be skeptical and ask another dentists’ opinion. After all, the best dental plans are connected to a lot of networks where you can get check-ups for free. Unless you work in the fashion industry or show business, you don’t really need those crowns on healthy teeth. Dental Insurance is a target for fraud if the company is not reputable or informed about abuse.
Dentists may recommend bridgework or implants where a removable appliance will work out just fine. Some of the dentists would cut their patients’ mouth open. They would perform some useless surgery that will leave their patients in pain for days while they pocket the money from the insurance company. It is advised that parents should remain in the room when their children are having dental procedures to make sure that they are safe. This will also ensure that the expected treatments are performed with no other additions.
Medical Bullying – Most of the time, dentists insist that you undergo a more costly work. They might use their white coat and authority in order for you to undergo something you don’t want or need. If you are uncomfortable with the diagnosis, it is best to seek a second opinion.
There are great dental plans with companies that are established and have great reputations. These companies will protect you by making sure that your dentist is performing ethical and necessary treatment. They do this by verifying the procedures before they performed and cross checking what is necessary and what is not. The result is that you will spend less money and receive only dental care that you need. If you want to learn about the best dental plans available today, please contact Dental Helps at (800) 311-7092. Or simply provide your information below.