Save with a Dental and Vision Insurance Package and receive convenient consolidated membership access with multiple insurance companies.
A Dental Vision Insurance plan can provide coverage for dental services such as exams, cleanings, fillings, extractions, partials, crowns, root canals, oral surgery, and much more. It also provides coverage for eye care including exams, frames, lenses, and contacts. When these coverages are paired together, members receive a lower monthly premium compared to having separate plans for each coverage.
There are many reasons to choose purchase vision and dental insurance together. Usually members receive better pricing when the two coverages are combined into one simple plan. In addition, it is much more convenient for the member to have one company and one membership card when receiving services or benefits.
Dental insurance can help pay preventive care services. These services include x-rays, cleanings, and check-ups. Insurance can vary from preventive, basic or major services. The more you are paying in terms of premiums every month, the better coverage you will get. This is not to say that you should pay for the most expensive dental insurance available. You just simply have to identify what you need and get the plan that matches it.
Dental Insurance that covers preventative and basic work such as exams, cleanings and x-rays have the least expensive monthly premiums.
Full Coverage Dental Insurance includes coverage for preventative, basic, and major services such as partials, crowns, root canals, and oral surgery. These plans are in the middle range as far as monthly premium cost.
Typically, the most expensive dental insurance plan is Full Coverage Dental Insurance with No Waiting Period. These plans give members immediate access to all services, allowing major dental procedures to be covered upon activation.
Another important factor that effects the premium is related to the annual maximum on the plan. The annual maximum is the total amount a dental insurance company will pay in cash benefits toward your dental bills each year.
Vision insurance helps pay expenses related to vision corrective wear, eye exams, and contact lens examinations. Generally, vision insurance plans work by paying a monthly premium to the insurer every month.
The monthly premiums are needed to get access to the vision network and to have claims payments approved. You also have the option to have the premiums deducted from your salary if your vision and dental insurance is provided by your employer. If your vision is permanently impaired, or you have an eye disorder, the insurance can benefit you a lot in terms of treatment and check-ups.
Vision insurance are usually very simple and cover routine eye exams, frames, lenses, and other hardware. If you wear contact lenses there is typically an allowance toward the initial contacts purchased and refills each year.
Dental and Vision Insurance can play a vital role in preventing serious health issues that develop over time and with age. Poor Dental and oral hygiene can lead to significant health conditions if necessary treatment is neglected. Though there are many related medical problems, some of the main conditions that are correlated with dental care and oral hygiene are heart disease, diabetes, and even cancer. Your Vision can also play a significant role in determining or catching developing medical problems early, leading to the prevention of substantial life-altering conditions. Some of these conditions include cataracts and glaucoma.
Vision and Dental Insurance act as a safety net to ensure that members are receiving frequent screenings, routine oral cleanings, and basic procedures that prevent the need for major procedures in the future. Catching any medical condition before it develops to greater stages can add many years of healthy quality living to your life.
Even if you do not have poor eyesight or require corrective lenses, it is still recommended by doctors and optometrists to participate in routine eye exams as a means to prevent potential medical conditions before it's too late. Having Dental and Vision Insurance together is the most cost effective solution to maintain your overall health and peace of mind. If you require any assistance or would like to find a vision and dental insurance package in your area, please call us at (800) 311-7092. You can also request information by filling out the form below.
Dental Helps is an independent organization that works with multiple dental and vision companies to centralize a diverse selection of plans. This allows us to find the best value and balance of coverage in your area, for your needs.
on all of our plans.